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I would have thought the world simplest portfolio would be something like VDHG or DHHF - which is very similar to portfolio discussed - but in one etf.

How do u keep the reward points if you close the account?

I’ve read every comment Now the abbreviations and combinations have confused me a little… I was convinced with Raymonds Portfolio but now I’m not so sure 🙏

Do the top 300 companies change at any time if they were to for example collapse or close down? Thank you

aust stock exchange worth investing in? or just doing it for diversifications sake?

IVV fee 0.04% and better performance than VGS, concern I have is Blackrock as safe as Vanguard, last thing I want is to lose life savings ?!

Etoro, stake, moomo which platform is best to invest in Australia

how can i set up like small amounts say 20 per day for vas or vgs isnt vanguard minium 200 ,,,,what broker to use would be best

is it true you can sign up to sign-up bonus offer again after closing the CC for 18 months?

Hey Raymond, just a small correction as I'm an Icy white holder: on the highest tiers (icy white/rose gold/obsidian) there is no 3% foreign transaction fees and because CDC conversions without this are the xe rate it's an awesome card to travel with and use for any international transaction. I haven't found any other cards even remotely close to these rates. Good video as always :)

Can you please do a video comparison on the best crypto exchanges in Australia. I know a lot of Australian banks are blocking transfers to crypto exchanges now. Would be useful to have a comparision on the fees, bank friendliness, and spreads of different exchanges.

Watching the crypto market's ups and downs shows how quickly things can change. In crypto, strategic, informed trading isn't a choice; it's a must. Remember, caution is as crucial as ambition here. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 1Biitcoin to a decent 4Biitcoin... I'm especially grateful to Randy Gilbert, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape..

Because exchange specific tokens worked so well for FTX. I'll pass 🙂

Great testimony, as always. I appreciate the no-nonsense approach you take to the news and the markets. A lot has changed and that's about it ,but the truth is that I don't even care much about the bull or bear market anymore because Nathalie covered me while I'm living comfortably.20k 30k every week and I'm still counting thanks to her<....

Very informative video with lots of useful info Thanks Raymond!

Great video. Was trying to learn more about superannuation and this video is a good wake up call to look into my super. I was told self-managed was very dangerous and that I could lose all my money. I wonder if you can split your portfolio, part of it managed by the fund manager and part managed by yourself (despite statistics showing fund managers can't beat index, I think it's the peace of mind feeling there is an 'expert' managing your fund). Also, I wonder if there is any tax-sheltered option (like the US Roth IRA or Canada TFSA) to invest. Would love to see a video like this. Thanks.

Upper middle class & Upperclass is also the brackets where the employment situations can be blurry & you’ll find unregistered & unlicensed local pharmaceutical & medicinal suppliers, white collar law evaders, life long trickers of tax &or individuals & people gifted loopholes from family & associates

That spreadsheet is amazing, thank you Raymond!!

Hi, I just tried to use Method 3. Found flights on the BA site. Rang Qantas and quoted those flights but was told categorically that they couldn't book flights for another carrier and I would have to ring BA instead. The problem is if I try to book them with BA there is no option to enter my Qantas points, I just get an error saying I have no BA points. Has anyone else hit this same issue recently?

Why is bro silent on crypto

I've watched so many of your videos now and subscribed to your blog, reading all the posts about cards, and have totally overwhelmed myself hahaha. Great content though, I'm just finding it so hard to choose where to start

My Super fund is taking out more fees than returns! Could you please make a detailed video on best super funds in Australia? Much Love!

Singapore airline no longer the most valuable ones anymore, they increased the rate from 2-1 to 3-1 from last year

what is the best travel card with a high bonus at the moment? or where to research? Thanks Raymond

What is the best way to find rewards seats? I try a few dates range but it doesn’t show any rewards seats. I went to Singapore Airline website and simply look for a dates with “Saver”, but it doesn’t show as rewards in Virgin Air. Am I missing something here?

Which platform charge less while investing

Tax. Thanks for the simple and clear explanation.

Why the screengrab shows stake when you're with aus super? I thought this is a video on stake smsf!! Click bait!

Moving it to international shares! Much better return than high growth.

Apples

bro is this app legit, i deposited 500 and get 40$ cashback sth as they say not received the money just yet

Thanks Raymond - Im keen to setup a VAS/VGS portfolio - what is the best tool to do this with?

Could you please make video on paying rent with credit card?

Can i buy ETFs from Stake or should I buy directly from Vanguard website?

Greta video Raymond. I've just switched banks and opened a HISA which earns me 5.5%pa after only recently realising my old bank was only paying 2.35%pa. I'm also looking into ETFs but still trying to learn more about them and which ones to buy etc.

Hey, where's the spready at?

LOL money in red pocket

Hi Raymond, which one is the link for the excel spreadsheet?

Thanks Raymond - quality content!

Glad you acknowledge Dave Ramsey snowball method in this video. Also glad that you encourage people to pay off debt, especially their credit card, and build better habits. Nice work.

Great content! Absolutely love it. ❤ I've been listening to Dave Ramsey for a while now and wished someone made similar content for Australians. Could you make some content comparing the 401k option he constantly talks about to any similar options available for Australians.

Thanks for the helpful content! Where can I find the spreadsheet download link?

Love the content mate. Keep it up!

Hey,Raymond. I’m currently using Western union to pay suppliers from overseas. Looking for a good credit card for cash back. Any recommendations? Thanks

Can I transfer 2000 each month and then get ir back into my account to do the same every month? for HomeME

Powerful❤ listening from Brisbane .. waiting for the release ❤️👊🏽🔥🔥🔥💯

Say credit card again.

Gold

Next month I'm going back to austrailia and came to my religion country and going back, before going to singapore on three ways to get there we were sent in economy but confirmed business we discussed this with qantas by calling them on the phone so this might work thank you

I wish people would stop with the class classification when it comes to how much someone earns and what their net worth is. We now use low income, middle income, and high income. Its less derogatory towards the people who aren't the Joneses. Even working class, Blue Collar, and White Collar are far less degrading. Net Worth means squat if you are in debt up to your eyeballs. You could be earning $250K and have a $1mil debt which means you are broke, just as broke as any low income person. Only we don't have debt because we aren't that stupid